* Hard work:
All hard work bring a profit, but mere talk leads only to poverty.
* Laziness:
A sleeping lobster is carried away by the water current.
* Earnings:
Never depend on a single source of income.
( At least make your Investments get you second earning)
* Spending:
If you buy things you don't need, you'll soon sell things you need.
* Savings:
Don't save what is left after spending;
Spend what is left after saving.
* Borrowings:
The borrower becomes the lender's slave.
* Accounting:
It's no use carrying an umbrella,
If your shoes are leaking.
* Auditing:
Beware of little expenses;
A small leak can sink a large ship.
* Risk-taking:
Never test the depth of the river with both feet.
Have an alternate plan ready
* Investment:
Don't put all your eggs in one basket.
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